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• : A comprehensive overview of federal financial aid programs.
• : Learn how to create the perfect budget.
• Take control of your life by managing your money.
• Money saving tips you can鈥檛 afford to ignore.
• Offers tools to help you successfully manage financial decisions. This site provides information about money management; student loan repayment options, budgeting, and the benefits and dangers of credit cards.
• This U.S. government website is dedicated to teaching Americans the basics about financial education. Also includes information from 20 federal agencies.

• Financial calculators to help you save.
• How much are you spending? Find out by using this budget calculator. 
• You are legally entitled to a free credit report every 12 months.

• Financial Literacy for everyone, including advice for graduates. Click on one of the interactive activities to test your money management skills.
• Are you a savings guru or debt casualty? Find out by taking the 鈥淟ife or Debt鈥� quiz.
• Improve your financial wellness by attending free weekly webinars that make it easy to learn about financial basics. Make sure you check out one of the interactive worksheets.

Budgeting

• This 鈥淩eality Check鈥� allows students to view the cost of current or future (aspirational) lifestyles. After choosing from various types of shelter, transportation, food, utilities etc., you鈥檒l be presented with the actual income needed to support that lifestyle.
• This secure site will help you budget properly and reach your financial goals. It features real-time banking and credit card information. There is even a mobile application for on-the-go savings!
• This annual budget calculator is geared towards the college student, including their unique expenses (tuition, fees and books) and income types (loans, grants, and scholarships).
• Do you want the convenience of a free online budgeting app, but don't like the idea of downloading your personal financial information? Then Budgetpulse might be for you.

Credit

• Was created by the three nationwide consumer credit reporting agencies and is the only true "free" site to request your credit report from annually.
• Ever wonder how long it will take you to pay off that credit card? This site can tell you by simply plugging in your credit card balance and annual percentage rate.
•  The NFCC is the place to go when looking for a non profit credit counseling agency.

General Personal Finance

1. A helpful website that provides information on everything from budgeting to protecting yourself from identity theft.  Personal finance from soup to nuts, you鈥檒l find it here.
2. This article from Time Magazine lets you know which common finance tips are better left on the cutting room floor.
3. The Better Business Bureau provides information on trusted and respected charities and businesses. If you are purchasing something from a business for the first time, using the BBB can help you steer clear of possible scams or identity theft.
4. A quick and easy to navigate website that provides information on how to budget, types of credit, consumer privacy and consumer awareness.  If being interactive is your style, try the various calculators, games and videos on this site.

Saving for Retirement

It's never too early to start saving for retirement. The earlier you start, the more your money will grow!

Salary Tools and Calculators

,  These sites will help you find pay ranges for potential career choices and evaluate future job offers.

Financial Literacy Games

 

Use this calculator to help analyze your budget as a full-time student.

 

Use this calculator to predict a repayment plan with the student loans you have now.

 

The first step toward understanding what you should be saving or investing compared to how much you are expediting your student loan payments is your budget. Understand what you can afford to put toward each of your goals, debt repayment included, before making a decision one way or another.

 

Use the link below to research likely starting salaries for the type of job you鈥檒l be looking for. Then, use the other tools in this section to see how that translates to a monthly paycheck and build a future budget for your future paycheck.